Several people and factors are involved
in closing your real estate transaction. Sometimes delays
are unavoidable, but following through on your part
with certain aspects will help to close your loan right
on schedule. Your Cone Team agent will also assist you.
 |
Closing cannot occur
without proof of homeowners insurance. Order your
policy as soon as it is reasonable to do so. We
can recommend an agent who will expedite the process. |
|
Decide how you will take title
and inform your escrow officer. |
|
Confirm whether your lender’s
representative must be in attendance at the closing
and arrange if necessary. |
|
Sign all documents on time. A
delay in issuing the funding check will cause a
delay in closing |
|
Have all requested work on the
home completed by closing if possible. Your Cone
Team agent will help you negotiate the terms. |
|
Check with your lender for any
last minute conditions that need to be met before
closing such as a final appraisal or a final credit
check and resolve issues quickly. |
|
Make sure all funds are available
for closing costs and down payments. Last minute
wires or transfers to the wrong routing number can
cause delays. |
| Three
weeks before moving: |
|
Make reservations
to use the Cone Team moving truck or with a moving
company. |
|
Contact schools for information
regarding enrollment. |
|
Obtain your children’s school
records. |
|
Develop your plan for packing
room by room. |
|
Place legal, medical records
and valuables in a safe place. |
|
Notify the post
office and others of your change of address:
- Friends and family members
- Banks and other financial institutions
- Insurance companies for your life, health,
fire, and auto policies
- Credit card companies
- Magazine and newspaper subscriptions
- Doctors, dentists, and other service providers
- Book and music clubs
|
| Two
weeks before moving: |
|
Inform gas, electric,
water, phone, Internet, and cable service providers
to stop service and start service in your new home.
Make sure you receive any refunds/deposits owed
to you. |
|
Confirm your Cone
Team truck or moving company reservation. |
|
If using a moving
company, confirm payment details. |
|
Arrange to transfer
your bank accounts if relocating to the Kansas City
area. |
|
Ask your doctor and
dentist for referrals in your new area. |
|
Transfer needed prescriptions,
eyeglasses, x-rays, etc. |
The day before moving: |
|
Set aside moving
materials such as tape, scissors, and rope. |
|
Pick up Cone Team
moving truck. |
|
Plan for transporting
pets including bedding, water, food, and medications. |
On moving day: |
|
Carry valuables and
documents with you or send using registered mail. |
|
Leave all keys with
new owner, real estate agent, or your landlord. |
|
If you’ve sold
a home, leave garage door remote controls inside
the house. |
